5 Not-So-Obvious Tips and Tricks for Car Buyers

As a not-for-profit financial institution, part of our mission is to provide the education and tools to help you make informed financial decisions.  Here are a few ways that we can help you find and finance a car.

1. Choosing a car

Our free Car Buying Service lets you customize a new car online or shop thousands of used cars. You’ll receive haggle-free savings from certified dealers and receive an instant loan decision.  Our members save an average of $3,106 off of MSRP when using the car buying service!

Most importantly, you’ll be able to see what others in your area actually paid for the car you want.  This gives you knowledge and bargaining power when you visit the dealership.  Test drive our Car Buying Service today!

2. Instant loan decisions

Get approved before you shop. We make it fast and easy to do business with us.  We provide instant loan decisions online and by phone.  Simply apply online today or one of our friendly member service representatives will take your request over the phone and give you a decision within minutes.  Receive an instant loan decision now.   

3. Secure your financing

Be sure to tell the dealer you want to finance with us. If your financing is already approved, it will automatically populate in the dealer’s application system.  They will know your approved rate and loan amount.  If you’re not already approved, the dealer can complete the application at the point-of-sale and then send it to us for funding.

4. Loan calculators

Our free online calculators help you make informed decisions. You can calculate a loan payment, compare our rate, see how much you can save by making extra payments, and much more.  Try a calculator now.

We are available to answer your questions, calculate payments and take a loan application Monday through Friday, 8 a.m. to 6 p.m.  For more information, call a member service representative at 888-858-6878.

Pacific Service Credit Union does not offer financial or tax advice.  Please consult a tax advisor for further details.

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