The 2020 holiday shopping season is going to be a little different this year. With health and safety in mind, strolling a crowded mall may not be the best choice for holiday shopping. You may be surprised that with a little planning and thought, you can
Emergencies or natural disasters can happen at any time. Emergency preparedness is the best way to protect your family and to stay safe if disaster strikes. The basic components of a good home emergency plan include creating a written plan, practicing the plan and gathering emergency
Millions of Americans are targeted by scammers every year. More than three million people reported being a victim of fraud to the Federal Trade Commission (FTC) in 2019. Scams can be very sophisticated. They work because most people are not familiar with tricks and tools fraudsters use to
As an organization, Pacific Service Credit Union prides itself on supporting the communities we serve, especially in times of crisis. To date, we have provided over $60,000 in COVID-related funding to local organizations that provide food, shelter, and relief to their communities. Funding was provided to
The four major credit card issuers - Visa, MasterCard, Discover and American Express have teamed up to offer a click to pay option called Secure Remote Commerce (SRC) for online purchases. How click to pay works Click to pay is designed to secure personal information when making
Contactless payments also known as tap-and-go payments are gaining popularity. More and more merchants are offering this service by implementing near-field communication (NFC) technology which allow point-of-sale transactions to be processed without swiping or inserting a card into a terminal. Contactless Payments A contactless payment, as the
The U.S. Treasury Department has started the process of issuing economic impact payments also known as stimulus checks as part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act. Fraudsters are using this opportunity to try to trick consumers into providing sensitive information which
While families are concerned about the spread of the coronavirus (COVID-19) in their communities, online scammers are taking advantage of the public panic to push useless products to online shoppers. Even worse, they're stealing information via phishing scams that are designed to target your personal
Hand-held purchasing power What are mobile payments? Technology is changing our lives every day. Mobile payments allow you to pay for goods and services using your mobile device by linking to a physical credit card, debit card, or bank account while enjoying more convenience and security than
No matter your age, everybody has financial goals in mind. Whether it’s saving for a car, buying a home or planning for retirement; setting attainable financial goals and tracking your progress is key to making sure that you achieve those goals. Setting Your Goals First, it’s important
